pandemic? retrentchment?

This unprecedented event really change how things is going forward this time round. I have decided to set a yearly goal for myself now moving forward just incase things happen at least i still have some backup plan. Capital allocation for myself to set aside for upgrade is least 1k yearly to reinvest in myself, i fail to understand the importances of this which i soon realise i am slow in this rat race futhermore with academic disadvantage i think i need to work double hard to stay competitive. I plan to at least achieve 1 skill every year now as a motivation to myself. 2020 -Class 2B -Jap Language